MONTHLY INSTALLMENT	PAID AMOUNT (11 MONTHS)/CURRENT RATE = GOLD WEIGHT
500	500/2778 = 0.180
1,000	1000/2778 = 0.360
2,000	2000/2778 = 0.720
5000	5,000/2778 = 1.80
10,000	10000/2778 =3.60

Terms and benefits:

This plan is monthly weight plan. According to the monthly installment the gold weight will be added to your account and we can get 916 hall mark jewellery for without making and wastage charges equals to our gold weight.

In this plan you can pay minimum Rs. 500 and multiples of that amount. Maximum you can pay up to 10000.

Monthly installments must be paid according to that day's prevailing gold market rate.

The amount can be paid by cash, cheque on or before 31st of every month. The monthly installment cannot be paid in advance or carried over and advancement of maturity date also is not permitted.

After 12 months installments are paid completely, 13th-month you will purchase the 916 BIS-Hallmark Jewellery for without wastage and making charges.

In the case where the selected jewellery weights more than the weight accumulated in the chit, then the deference weight will be valued only for wastage and making charge at the prevailing rate as on the date of redemption plus the value addition that is applicable will be collected from the members.

In respect of members who would not pay continuously for 12 months so that accounts benefits would not be applicable. Gold jewels can be purchased only for the paid amount.

In this plan tax will be borne by the members only.

The management decision is final all matters of the plan and the rules and regulations are subject to change without prior notice.

Laws are subjected to Theni Jurisdiction.

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